Technology has already had an impact on how people access health insurance coverage and information in Wisconsin. For example, the Affordable Care Act (ACA) established the Health Insurance Marketplace. The Health Insurance Marketplace is a website (healthcare.gov) that lists information for the health insurance plans that individuals or families can purchase. It also helps determine who may be eligible for premium and cost-sharing assistance.
In the past, you generally had to wait until you received your health insurance coverage information in the mail to review your benefits. Today, some insurers post your benefit information in a secure portal that is accessible any time.
For example, Unity posts benefit information securely through MyChart. With MyChart, members may view their benefits and claims, find Unity forms and resources, send secure messages or print an ID card. In addition, members have access to a tool that shows progress towards their deductible, maximum out-of-pocket expenses and other benefit accumulation information.
Some insurance companies provide convenient online access to more than just benefit information. For example, Unity members may also view portions of their UW Health medical records, make appointments with UW Health providers, get checkup reminders and more through one secure login to MyChart. In addition, those who have a UW Health primary care physician have access to e-Visits for minor medical issues.
Unity members also have access to a personal wellness portal online. This wellness portal allows members to take a Health Risk Assessment, view their biometric information and see recommendations that may help improve their health. Members may also track food, exercise and other fitness information and sign up for structured diet or exercise plans.
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