Unity offers a variety of Health Maintenance Organization (HMO) plans to meet your needs. These plans allow your employees to select a Primary Care Physician and obtain elective (non-emergency) health care services through a defined network of providers, hospitals and other health care professionals.
Unity’s Point of Service (POS) plans are similar to a HMO, but with added flexibility. Specifically, employees can receive care from in-network or out-of-network providers without a referral from their Primary Care Physician. However, benefits for care received out-of-network will be paid at a lower benefit level.
Unity’s Preferred Provider Organization (PPO) plans offer two levels of benefits: In-Network and Out-of-Network. With the PPO plan, you don’t need to choose a primary care physician. Benefits for care received out-of-network will be paid at a lower benefit level.